Part of our Expanded Criteria Program for Non Owner Occupied residential and office/retail properties: No income, no asset verification loans. Available only in AL, AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, IN, KY, LA, MA, MD, ME, MN, MS, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TN, TX, VA, WA, WI, WV, WY.